Statutory disclosures

The following applies to all the Yottol Financial Services group company websites:

References in this disclaimer to "YFS" (or "we", "us" or "our") refer to Yottol Financial Services and references to “users” (or "clients", "you") refer to any users of the yottol.com website.

This disclaimer was last updated in June 2017 and replaces all previous disclaimers for yottol.com. Yottol Financial Services may update this disclaimer at any time for legal or regulatory reasons, or to reflect changes in our services or business practices.

The Yottol Financial Services websites are provided solely for private clients, company pension schemes, the appointees of company pension scheme trustees, and pension scheme members for their personal use to access financial information with a view to placing business with Yottol Financial Services. They may not be used by any other third party or commercial organisation without prior express written consent from Yottol Financial Services.

The Yottol Financial Services websites are intended for investors over 18 years of age only. The websites and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the India. Investors who are resident in or citizens of countries other than the India may be subject to local restrictions.

All information contained on the sites is for general information use only. The sites do not provide investment advice and nothing on the sites should be construed as being personalised investment advice for your particular circumstances. Before making any investment choice clients should always take adequate steps to verify the accuracy and completeness of any information contained on the sites.

The Yottol Financial Services websites may also contain links to, and from, third parties which are included for your convenience and information only. The information and services offered within these third party websites may have been produced by companies independent of Yottol Financial Services who may not be regulated to conduct investment business. The content of these third party websites is not controlled, maintained or endorsed by YFS in any way and YFS do not make any warranty as to the accuracy of the information contained within them. Any information, views or opinions accessed via links from the Yottol Financial Services websites are solely those of the relevant provider and are not necessarily shared by Yottol Financial Services. As such, Yottol Financial Services accepts no responsibility for these third party websites.

YFS permits and welcomes linking by other sites to any part of our websites, but reserves the right remove this permission at any time. Users may not delete or alter in any way any copyright, trade mark, intellectual property or other legal notices from any part of the websites. Any third party sites, or pages which are linked to the sites, have not been reviewed by us. We have no responsibility for the authors or the content of other sites or pages linked or linking to the site and we accept no responsibility or liability for any losses or penalties whatsoever that may be incurred as a result of any linking to any location or any link sites.

The Yottol Financial Services websites may contain information provided by third parties. It is the responsibility of these respective third parties to ensure this information is reliable and accurate and Yottol Financial Services accepts no liability. Users of the website agree and understand that while it may be possible to access information and news stories through the Yottol Financial Services websites this does not constitute a personal recommendation to buy, sell, or otherwise trade all or any of the investments which may be referred to. Please read Yottol Financial Services's Important Investment Notes which apply to information on the Yottol Financial Services websites and to Yottol Financial Services's services offered.

Yottol Financial Services may have dealt for clients in some of the stocks referred to in the Yottol Financial Services websites. In addition, directors or employees within the Yottol Financial Services Group may have interests in some investments referred to in the Yottol Financial Services websites or any of their links. We have established a conflict of interest policy in the field of investment research and also have anti-bribery and corruption and gifts and hospitality policies.

Please note that the entire Yottol Financial Services websites, and any entries, passwords or usernames made, are accessible for viewing by Yottol Financial Services. This information will not be passed to any third parties and will only be utilised for the purposes of assisting you in the event of a query.

Any technical support given by Yottol Financial Services staff is given in good faith and Yottol Financial Services cannot accept liability for any data or information held on your computer, which may be lost or damaged in processes advised.

Neither Yottol Financial Services nor any of its information providers, licensors, directors or employees warrants that their supply of information to users will be uninterrupted or error free; nor does Yottol Financial Services nor any of its information providers, licensors, directors or employees make any warranty as to the results to be obtained from use of the Service. YFS may suspend the operation of the sites for repair or maintenance work or in order to update or upgrade its contents or functionality from time to time. Yottol Financial Services may change the format and content of the sites at its sole discretion from time to time.

The Yottol Financial Services website uses pop-up windows to display certain types of information, please ensure that you have disabled pop-up blockers from your browser when using our website. Yottol Financial Services will not be held liable for any loss incurred as a result of your inability to view information resulting from the use of pop up blockers.

Yottol Financial Services accepts no liability for loss or damage suffered by users as a result of accessing site contents using a computer which contains any virus or which has been maliciously corrupted. Yottol Financial Services encourages the widespread use of antivirus programs so you can protect your computer from viruses and other malware. Users should refresh their browser each time they visit the sites to ensure that they access the most up to date version of the sites.

All copyright and other intellectual property rights in any material (including text, photographs and other images and sound) contained in the Yottol Financial Services sites is either owned by YFS or has been licensed to YFS by the rights owner(s) for use by Yottol Financial Services on the sites. Users are only allowed to use the sites and the material contained as set out in these terms and conditions.

Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Our website offers information about investing and saving, but not personal advice. If you're not sure which investments are right for you, please request advice, for example from our financial advisers. If you decide to invest, read our important investment notes first and remember that investments can go up and down in value, so you could get back less than you put in.